New Jersey Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance

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Boat/Watercraft Insurance

For people with a passion for boating activities, New Jersey is a perfect destination. From the Atlantic Ocean to the Delaware River, boaters can have limitless fun in New Jersey. But if you want to enjoy the waters more, purchasing boat insurance from Costa Do Sol Agency Inc. keeps you relaxed, knowing that you and your boat are protected. Yes, unlike your auto insurance, boat insurance isn’t mandatory, but you need to purchase one for the following reasons.

Liability protection

Although rare, boat accidents can occur. And if you are at fault, you could be facing substantial financial liabilities that could cripple your finances. However, when you carry watercraft insurance, bodily injury and property damages that you cause to third parties are covered.

Physical damage coverage

If your boat collides with another boat or object, the collision coverage in your boat insurance covers for repairs or replacement up to your policy limit.

Emergency assistance

Like your vehicle, your boat can be disabled in the waters, leaving you stranded. However, when you have an emergency assistance add-on, help is always a call away. This coverage provides services like gas delivery, minor repairs, and battery loan to ensure you are out of danger.

Uninsured/underinsured motorist coverage

Since boat insurance isn’t mandatory, many boaters don’t carry watercraft insurance. This trend puts you at risk when you are involved with a boater carrying no or inadequate insurance. However, boat-related accident expenses are well taken when you have this coverage, even when you get into an accident with a less responsible boater.

Do I need boat insurance throughout the year?

Most boaters may suspend their boat insurance when not using it. Unfortunately, this puts their prized investment in danger. While you may be safe from water-related accidents, risks like theft, vandalism, and fire can happen while your boat is parked in your garage. That said, carrying boat insurance all year-round gives your boat optimal protection.

Watercraft insurance in New Jersey

Whether it’s a fishing boat, Jet Ski, or personal watercraft, carrying boat insurance ensures you enjoy safe boating. If you want to purchase or renew one, you can contact Costa Do Sol Agency Inc. today. We understand that every need is unique. That’s why we provide customized boat insurance to cater to individual needs.

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Partner Carriers

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  • AmTrust
  • Berkshire Hathaway
  • Farmers Of Flemington
  • Farmer's of Salem
  • First American
  • Foremost
  • Imperial PFS Corp (IPFS)
  • Mercury
  • Metlife
  • National General
  • New Jersey Skylands
  • Plymouth Rock
  • Progressive
  • Stillwater
  • The Hartford
  • Travelers
  • Zurich