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Don't Drive on New Jersey Roadways Unless You Have Proper Auto Insurance.

New Jersey requires that all drivers carry a basic or standard auto insurance policy to protect themselves and other drivers on the public roadways. At Costa Do Sol Agency Inc., we can help you understand the different auto insurance policies required by the state. Our insurance agency can find you one that meets your needs and state requirements. Here's a look at auto insurance in New Jersey.

The Differences Between a Basic and Standard Policy

New Jersey has two different types of insurance policies available to drivers that need coverage to drive but don't need more than that for any reason. A basic policy provides little financial protection in an accident but still qualifies as insurance coverage for legal purposes. If you're pulled over by an officer and show proof of a basic policy, you will not get ticketed for being underinsured. A basic policy covers:

In comparison, a standard policy includes:

Call or See Us Today at Costa Do Sol Agency Inc. for a Free Quote

Our insurance agency is ready and available to help you find quotes for your next auto insurance policy. We look for policies from different insurance companies that fit your budget and coverage needs. Get in touch with us today to learn more about how we can get you covered.

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Partner Carriers

  • American Modern
  • AmTrust
  • Berkshire Hathaway
  • Farmers Of Flemington
  • Farmer's of Salem
  • First American
  • Foremost
  • Imperial PFS Corp (IPFS)
  • Mercury
  • Metlife
  • National General
  • New Jersey Skylands
  • Plymouth Rock
  • Progressive
  • Stillwater
  • The Hartford
  • Travelers
  • Zurich